PayLite — Payments App
Industry
FinTech
Services
Mobile App Development · MVP in 4 Weeks · DevOps & Support
Tech stack
React Native, Go, PostgreSQL, Kafka, Kubernetes, AWS
Timeline
4 weeks (MVP)
Budget range
$30k–50k
PayLite is a mobile app and backend for p2p transfers and payments, built with anti-fraud and high TPS. We launched a fintech product built for load on a startup budget, at a fair fixed price, starting from an MVP in 4 weeks.
In short
Shipped a payments MVP in 4 weeks for $30k–50k, then scaled it to 120,000 transactions/day at 99.9% uptime.
The challenge
- A fintech startup needed to get a p2p transfer and payments app to market fast.
- The product had to withstand peak load and high TPS.
- It had to pass security and anti-fraud requirements.
- The budget was limited until the investment round.
What we did
- We built a mobile app and backend for transfers, card linking and payments.
- We added two-factor authentication and anti-fraud checks.
- We designed a fault-tolerant architecture for high TPS.
- We set up monitoring and alerting; we started with an MVP in 4 weeks and grew it into a product.
- A ready-made payments framework cut development cost substantially.
What we built

Key capabilities
Before & After

Results
- Up to 120,000 transactions per day
- Payment-core uptime 99.9%
- MVP launched in 4 weeks
- Delivered within a fixed budget, agreed before kickoff
Results in numbers
| Metric | Before | After |
|---|---|---|
| Transactions per day | 0 | up to 120,000 |
| Payment-core uptime | — | 99.9% |
| Time to MVP launch | Months (expected) | 4 weeks |
| Budget | — | Fixed, agreed before kickoff |
Get an estimate
of your project
Attach a brief, a spec, or just describe the task — we’ll work out an honest cost and timeline within 24 hours. It’s free and comes with no obligation. We take on projects starting at $30,000; your details stay confidential. contact@novicore.net