PayLite — Payments App

  • Industry

    FinTech

  • Services

    Mobile App Development · MVP in 4 Weeks · DevOps & Support

  • Tech stack

    React Native, Go, PostgreSQL, Kafka, Kubernetes, AWS

  • Timeline

    4 weeks (MVP)

  • Budget range

    $30k–50k

PayLite is a mobile app and backend for p2p transfers and payments, built with anti-fraud and high TPS. We launched a fintech product built for load on a startup budget, at a fair fixed price, starting from an MVP in 4 weeks.

In short

Shipped a payments MVP in 4 weeks for $30k–50k, then scaled it to 120,000 transactions/day at 99.9% uptime.

The challenge

  • A fintech startup needed to get a p2p transfer and payments app to market fast.
  • The product had to withstand peak load and high TPS.
  • It had to pass security and anti-fraud requirements.
  • The budget was limited until the investment round.

What we did

  • We built a mobile app and backend for transfers, card linking and payments.
  • We added two-factor authentication and anti-fraud checks.
  • We designed a fault-tolerant architecture for high TPS.
  • We set up monitoring and alerting; we started with an MVP in 4 weeks and grew it into a product.
  • A ready-made payments framework cut development cost substantially.

What we built

PayLite — payments app
PayLite — payments app

Key capabilities

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MVP in 4 weeks

A working payments app for the round — in 4 weeks.

Transfers & payments

P2p transfers, card linking and payments in one app.

Anti-fraud & 2FA

Two-factor authentication and checks against fraud.

High TPS

An architecture on Go and Kafka handles peak load.

Monitoring & uptime

Alerts and autoscaling keep the payment core’s uptime.

Before & After

PayLite — before & after
PayLite — before & after

Results

  • Up to 120,000 transactions per day
  • Payment-core uptime 99.9%
  • MVP launched in 4 weeks
  • Delivered within a fixed budget, agreed before kickoff

Results in numbers

MetricBeforeAfter
Transactions per day0up to 120,000
Payment-core uptime99.9%
Time to MVP launchMonths (expected)4 weeks
BudgetFixed, agreed before kickoff

Get an estimate
of your project

Attach a brief, a spec, or just describe the task — we’ll work out an honest cost and timeline within 24 hours. It’s free and comes with no obligation. We take on projects starting at $30,000; your details stay confidential. contact@novicore.net





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